Mutual Fund as an Investment in India

Many of your friends must have told you that Mutual Fund is a good investment option in India. However, to someone who is new, Mutual Fund can seem like a complicated topic with lot of complex terms such as NAV, AUM, expense ratio, etc. Hence majority of people in India tend to ignore this Mutual…

Why You Should Avoid Credit Cards?

A friend of mine asked me why do I avoid credit cards? When credit cards comes with so many benefits such as convenient, easy to buy, easy to track, lot of discounts, reward points, cash for emergency needs, free money for up to 50 days (if you pay on time) and so on. Hence, the…

Gold as an Investment Option in India

I’ve been hearing a lot about gold as an investment option in India these days. Some say “Gold is not a good investment option in India” or “Gold is the worst investment” while some says “Gold is the safest investment”. Some says “Gold is never old” or “Gold has been the best investment option and…

How to Prepare for a Recession in India

Are you paying attention to the business news lately? A friend of mine told me he’s been investing for more than a year in mutual funds and still he is in loss. He asked me whether he should stop investing and start preparing for recession. Also I’ve been getting a lot of forwarded messages on…

The Power of Compounding in Investing

Part 2 In the previous post we learned why we should consider investing, now lets discuss something about “The Power of Compounding”. There are two types of people in this world, those who understand the Power of Compounding in Investing and those who don’t. Almost everyone who invests money claims to understand the Power of…

Why Consider Investing? Beginners Guide

Part 1 Let’s assume you’re a salaried person and your salary is Rs. 50k a month. You work-hard for the whole day in office and get this salary at the end of the month. You hardly get any time to spend with your loved ones. If there is any other time left, you’re already stuck…