Day Trading vs Long Term Investing

There are numerous ways to approach stock market to make money. The two most common ones are day trading vs long term investing. Today, I’m going to list out key differences in both the strategies, why people prefer each of them and what’s the risk/reward you can expect. Then finally I’ll talk about my style…

Your Parents Are Not Your Emergency Fund; Children Not Your Retirement Fund

We all want to live a life with no fear and worry about our finances – ‘A life full of financial freedom’. However, that looks like an impossible task for many. Our Indian culture has taught us that our parents would be our emergency fund incase of crises and children would become retirement fund. Right?…

Sensex (Equity) vs Gold vs Silver vs Bank FD

A lot of people ask me: “I want to invest money, which option should I consider? Sensex (Equity) vs Gold vs Silver vs Bank FD.” Since there are ample of options available, people gets confused, or ignore few options and often take bad investment decision because of lack of knowledge. Today, I’m going to address…

Why I Have More Invested in Stocks Instead of Mutual Funds

There are hundreds of benefits of investing in mutual funds. Some famous benefits such as a professional management of fund, rupee cost averaging, power of compounding, diversification, etc. Then you’d ask me, why do I still have more funds invested in stocks rather mutual funds? Why do most wealthy people do the same? A professional…

Why Do Indians Prefer Fixed Deposit Over Mutual Funds?

Ever wondered why many Indians prefer Fixed Deposit over Mutual Funds? When they say “Mutual Fund Sahi hai” but immediately they also say Mutual Funds are subjected to market risks. Oh then it must be risky, is it? Let’s find out. Fixed deposit has many advantages such as guaranteed and stable returns. You know exact…