The Intelligent Investor and Market Fluctuations

At times, Mr. Market becomes so wild. Isn’t it? Its down by 5% in a single day, or sometimes by 8% or sometimes it touches lower circuit by going down 10% in just 15 minutes. Within a month, investors see their stock value going down by 50%. That 1 million (10,00,000) becomes 5,00,000 within just…

3 Important Financial Goals You Should Achieve Before 30

The time between your 20s and 30s is probably the one with most adventure. Vast majority focuses on their careers and degrees, but there are certain things you should focus for a stable finance in future. Maybe you have done pretty well in managing money, or maybe you have no idea how to, because you…

Sensex (Equity) vs Gold vs Silver vs Bank FD

A lot of people ask me: “I want to invest money, which option should I consider? Sensex (Equity) vs Gold vs Silver vs Bank FD.” Since there are ample of options available, people gets confused, or ignore few options and often take bad investment decision because of lack of knowledge. Today, I’m going to address…

Why You Should Avoid Credit Cards?

A friend of mine asked me why do I avoid credit cards? When credit cards comes with so many benefits such as convenient, easy to buy, easy to track, lot of discounts, reward points, cash for emergency needs, free money for up to 50 days (if you pay on time) and so on. Hence, the…

Gold as an Investment Option in India

I’ve been hearing a lot about gold as an investment option in India these days. Some say “Gold is not a good investment option in India” or “Gold is the worst investment” while some says “Gold is the safest investment”. Some says “Gold is never old” or “Gold has been the best investment option and…

The Power of Compounding in Investing

Part 2 In the previous post we learned why we should consider investing, now lets discuss something about “The Power of Compounding”. There are two types of people in this world, those who understand the Power of Compounding in Investing and those who don’t. Almost everyone who invests money claims to understand the Power of…

Why Consider Investing? Beginners Guide

Part 1 Let’s assume you’re a salaried person and your salary is Rs. 50k a month. You work-hard for the whole day in office and get this salary at the end of the month. You hardly get any time to spend with your loved ones. If there is any other time left, you’re already stuck…

Biggest Lottery Winners But Biggest Losers

Imagine you’ve won a lottery of Rs.100 Crore. What would you do with that money? Buy a big bungalow, beautiful car, world tour? If we look at the stats, more than 70% lottery winners go bankrupt within 10 years of winning the lottery. Probably the remaining 30% also go bankrupt but little later. Why? I’m…